Most fathers pay between $30-$80 per month for a $500,000 policy, depending on age and health. That's about $1-3 per day - less than your daily coffee. Get a free quote to see your exact rate.

Less than 3 minutes. Answer a few quick questions about yourself and your coverage needs, and you'll see your personalized rate instantly. No medical exam required for most policies.

Not for most policies. Many life insurance plans are available with no medical exam required - just a few health questions. If you're in reasonably good health, you can get approved in minutes.

You can still get coverage. Many policies are available for people with diabetes, high blood pressure, or other conditions. Your rate may be higher, but protection is still possible. Get a quote to see your options.

A good rule of thumb: 10-12 times your annual income. So if you make $75,000/year, you'd want $750,000-$900,000 in coverage. This ensures your family can maintain their lifestyle if something happens to you. Not sure? We can help you figure it out.

Yes. Most term life insurance policies have no cancellation fees. You can stop paying premiums anytime, and your coverage ends. No penalties, no hassle.

Yes. If you pass away while your policy is active, your beneficiaries receive the full death benefit - tax-free. It's typically paid out within 30-60 days. This money can cover mortgage payments, college tuition, daily expenses, or anything else your family needs.

Term life insurance covers you for a set period (10, 20, or 30 years) and is more affordable. Whole life insurance covers you for life but costs significantly more. Most fathers choose term life because it's cheaper and provides coverage during the years their family needs it most (while kids are young, mortgage is being paid, etc.).

You'll see your personalized rate instantly. From there, you can choose your coverage amount and apply online. If approved, your coverage can start in as little as 24 hours. No pushy sales calls - just a simple, straightforward process.

Absolutely. Your personal information is encrypted and never sold to third parties. We only share your info with licensed insurance providers to generate your quote. Your privacy is protected.

Of course. But here's the thing: life insurance gets more expensive as you get older, and you can only get it while you're healthy. The best time to get covered is today - while your rate is lowest and approval is easiest. Get a free quote now and at least see what it costs. You can always decide later.